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2025-04-01-top

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討論重點​

24篇討論重點條列式總結（附對應文章錨點連結）​

1. 中、日、韓聯合應對美國關稅 #1-america-is-going-to-get-rocked-china-japan-south​

  • 重點：三國重啟經濟對話，協調立場抵禦美國關稅威脅。
  • 細節：
    • 中國主導區域合作，日韓媒體同步報導。
    • 美國保護主義政策促使亞洲經濟體靠攏中國。

2. 美國擬全面課徵20%關稅 #2-trump-to-announce-new-20-tariffs-this-week-on-ev​

  • 重點：關稅政策衝擊企業利潤與消費者需求，投資策略受挑戰。
  • 細節：
    • 企業成本增加恐侵蝕利潤（如COGS上升）。
    • 投資者分歧：DCA定投、撤資或觀望？

3. 馬斯克政治活動拖累特斯拉股價 #3-elon-musk-says-backlash-against-his-doge-governm​

  • 重點：參與政府裁員計劃引發公眾抗議，股價年內跌34%。
  • 細節：
    • 歐洲交付量下滑，機構下調目標價。
    • 政治形象與品牌利益衝突。

4. 市場對關稅消息反應波動 #4-wtf-happened-today​

  • 重點：預期市場疲軟卻反彈，反映政策不確定性。
  • 細節：投資者對每日劇烈波動感到無奈。

5. 市場下跌中的投資機會 #5-bloody-red-market-bloody-good-prices-or-not-yet​

  • 重點：年輕投資者尋求低估值標的，猶豫進場時機。
  • 細節：
    • 關注哪些行業反彈潛力最強（如科技、消費）。

6. Stifel下調特斯拉評級 #6-tesla-shares-drop-as-stifel-slashes-pt-and-deliv​

  • 重點：目標價從474→455美元，2025交付增長預測下修至4%。
  • 細節：Model Y延遲與馬斯克負面情緒影響。

7. 2022年Q3市場動盪回顧 #7-spy-dropped-4-6-in-the-first-quarter-booking-its​

  • 重點：聯準會升息導致股債雙跌，停滯性通脹風險浮現。
  • 細節：抗通脹股（如$PG）逆勢上漲。

8. 高利率下的投資策略 #8-those-of-you-who-cashed-out-at-the-beginning-of-​

  • 重點：持有現金後如何重新進場？
  • 細節：
    • DCA分批買入 vs. 等待明確復甦信號。

9. 2025年Q1美股最差季度 #9-stocks-close-out-their-worst-quarter-since-2022-​

  • 重點：標普500跌4.5%，納指暴跌10.4%。
  • 細節：關稅不確定性與科技巨頭市值蒸發2兆美元。

10. 財經新聞平台替代方案 #10-where-does-everyone-get-their-news-from-i-m-don​

  • 重點：SeekingAlpha廣告過多，轉向Yahoo Finance等替代品。

11. 股票日常討論平台 [#11-r-stocks-daily-discussion-monday-mar-31-2025](#11-r-stocks-d​

文章核心重點​

以下是每篇文章的一句話摘要（條列式輸出）：

  1. 中國、日本、韓國同意共同應對美國關稅政策，並重啟三國經濟對話以促進區域合作。
  2. 川普計劃對所有美國貿易夥伴課徵20%關稅，可能廣泛衝擊經濟與投資市場。
  3. 馬斯克參與政府裁員計畫引發公眾反彈，導致特斯拉股價下跌並影響品牌形象。
  4. 市場對政治消息（如關稅政策）反應劇烈且難以預測，投資者感到困惑。
  5. 當前市場下跌可能提供投資機會，但底部判斷仍具不確定性。
  6. 特斯拉股價因Stifel大幅下調目標價與交付量預測而下跌。
  7. 2022年第三季市場動盪反映聯準會應對通脹的挑戰，部分抗通脹股逆勢上漲。
  8. 投資者討論市場波動下如何調整策略，包括分批買入或觀望時機。
  9. 2025年第一季美股創2022年以來最差表現，主因關稅政策不確定性。
  10. 作者因不滿SeekingAlpha廣告過多，尋求替代財經新聞平台。
  11. r/Stocks每日討論提供結構化股票交流，結合工具推薦與議題分流。
  12. 27歲投資者詢問個股配置比例是否過高，尋求資產分配建議。
  13. 美國政府削減諮詢支出衝擊業界，德勤受影響最嚴重。
  14. 討論EBITDA與淨利潤何者更能反映公司財務健康。
  15. Robinhood稅務批次成本計算與實際交易不符，用戶質疑系統問題。
  16. 2025年美國ETF市場快速擴張，主動型與高風險產品占比提升。
  17. 國防產業（如通用動力）因全球衝突維持獲利，經濟下滑未必減少其需求。
  18. 探討跨時區ETF（如香港與美國上市的QQQ）的追蹤機制與潛在風險。
  19. 作者建構以退休為目標的Roth IRA被動投資組合，強調分散與稅務優勢。
  20. 討論股票收購案中，收購方股價上漲可能增加併購成本。
  21. 短線交易者分析當日市場動態與個股催化劑（如NVDA、TSLA）。
  22. 關稅與減稅政策可能相互抵消，市場評估其淨效應對經濟的影響。
  23. 員工猶豫是否遵循「7%法則」處理RSU，並困惑於基準價值計算方式。
  24. 質疑Adobe的行銷代理業務前景，認為其可能被AI工具取代。

目錄​

1. America is going to get rocked. China, Japan, South Korea will jointly respond to US tariffs, Chinese state media says​

這篇文章的核心討論主題是：
中國、日本和韓國同意共同應對美國的關稅政策，並在時隔五年後重啟三國經濟對話，以促進區域貿易合作，抵禦美國前總統川普可能實施的貿易保護措施。

主要重點包括：

  1. 聯合應對美國關稅：三國透過經濟對話協調立場，應對美國潛在的關稅威脅。
  2. 區域貿易合作：三國尋求加強自由貿易，減少美國貿易政策對亞洲出口導向經濟體的衝擊。
  3. 中國的主導角色：中方媒體強調中國在協調行動中的領導地位，而其他國家的報導（如彭博社、日經新聞等）也證實此合作動向。
  4. 國際媒體共識：多個非中國媒體（如法國24台、《新聞周刊》）指出，美國的關稅政策正促使亞洲國家向中國靠攏，強化區域經濟整合。

背景脈絡：美國的貿易保護主義（如川普時期的關稅政策）成為推動中、日、韓三方合作的關鍵因素，反映全球貿易格局的潛在重組。

內容​

https://www.reuters.com/world/china-japan-south-korea-will-jointly-respond-us-tariffs-chinese-state-media-says-2025-03-31/

BEIJING, March 31 (Reuters) - China, Japan and South Korea agreed to jointly respond to U.S. tariffs, a social media account affiliated with Chinese state broadcaster CCTV said on Monday.The comments came after the three countries held their first economic dialogue in five years on Sunday, seeking to facilitate regional trade as the Asian export powers brace against U.S. President Donald Trump's tariffs.

EU hasn't even clap back yet.

Edit. For those who say this is Chinese media, the other countries are not refuting this claim. China is taking the lead on this. For EU, I think Germany will take the lead on that.

Edit 2. Since there are many comments regarding this being Chinese propaganda, below are more links to prove that this isn't just coming from Chinese Media.

https://www.bloomberg.com/news/articles/2025-03-30/china-japan-s-korea-renew-free-trade-call-vow-to-build-ties

https://www.newsweek.com/trump-tariffs-pushing-asian-allies-toward-china-2052937

https://www.france24.com/en/live-news/20250330-china-south-korea-and-japan-agree-to-strengthen-free-trade

https://www.japantimes.co.jp/business/2025/03/30/japan-china-south-korea-trade-ministers/

https://www.globaltimes.cn/page/202503/1331179.shtml

https://asia.nikkei.com/Economy/Trade-war/Trump-s-threat-to-free-trade-brings-China-Japan-South-Korea-closer

討論​

評論 1:

Hi, you're on r/Stocks, please make sure your post is related to stocks or the stockmarket or it will most likely get removed as being off-topic/political; feel free to edit it now and be more specific.

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評論 2:

The 3 countries historically never like each other and this orange man single-handedly reunited them with a common cause! 

Trump the great unifier! 

評論 3:

You totally fucked up if you did something so stupid that China, Japan and South Korea agree to do something jointly

評論 4:

Trump is an incredible politician. He’s managed to unite the entire planet… unfortunately the united front faces the United States.

Maybe he intends to use this to run for President of Earth next.

評論 5:

Lol! Can’t wait for the spin on this one. When Japan & SK do anything jointly with China, that’s an anomaly and indicative of a bigger problem: trump & his policies.

2. Trump to announce new 20% tariffs this week on every single US trading partner, not just the initial group of 10-15 countries prev. stated​

這篇文章的核心討論主題是「全面性關稅政策對美國經濟與投資策略的潛在影響」，具體聚焦以下幾個面向：

  1. 關稅的廣泛經濟衝擊

    • 討論「對所有美國貿易夥伴課徵20%關稅」的潛在影響，相較於過往針對性關稅（如汽車、葡萄酒），此政策可能波及更廣泛的產業，但具體受衝擊行業尚不明確。

  2. 消費者需求與企業利潤的矛盾

    • 消費者層面：在美國消費力已疲軟的背景下，關稅可能推高進口商品價格，進一步抑制需求。
    • 企業層面：多數美國企業依賴海外生產，關稅可能增加其成本（如COGS），侵蝕利潤而非提升，除非能轉嫁成本給消費者。

  3. 投資市場的不確定性與策略調整

    • 投資者對股市（如SP500 ETF）的動向產生分歧，部分人猶豫是否該持續定投（DCA）、撤資或觀望。
    • 核心問題：如何在政策不確定性下調整投資組合？文中尋求他人應對策略的經驗分享。

  4. 政治與政策的關聯性

    • 消息來源均提及川普提出的關稅政策（如「互惠關稅」），暗示此議題與2024年美國大選政策辯論相關，可能加劇市場波動。

總結：文章本質是探討「全面性關稅」對經濟各層面的連鎖反應，以及個人投資者如何因應政策不確定性，兼具宏觀經濟分析與微觀投資決策的焦慮。

內容​

What industries will this impact the most? Previous tariffs announcements have been easy to understand what industries it will impact (for example auto tariffs, wine tariffs, etc.). What would a sweeping 20% tariff on virtually every single US trading partner mean for investing?

Will it lead to lower consumer demand in an already weak US consumer?

Will it lead to higher profits for US based companies? Don't most US companies manufacturer outside of the US, so their operating costs/COGS will increase?

Is anyone still buying SP500 ETFs, or have people begun to sell? Not sure what to do with my portfolio, or if I should dollar cost average buy vs. sell. If anyone can share how they are navigating this uncertainty - leaving the market completely or riding it out.

---

Sources

https://www.reuters.com/markets/us/trump-says-reciprocal-tariffs-will-target-all-countries-2025-

https://www.independent.co.uk/news/world/americas/us-politics/trump-third-term-tariffs-live-updates-b2724698.html

https://apnews.com/article/trump-reciprocal-tariffs-liberation-day-april-2-86639b7b6358af65e2cbad31f8c8ae2b

討論​

評論 1:

Hi, you're on r/Stocks, please make sure your post is related to stocks or the stockmarket or it will most likely get removed as being off-topic/political; feel free to edit it now and be more specific.

To everyone commenting: Please focus on how this affects the stock market or specific stocks or it will be removed as being off-topic/political.

If you're interested in just politics, see our wiki on "relevant subreddits" and post to those Reddit communities instead without linking back here, thanks!

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

評論 2:

Every single trading partner? That's insane, RIP USA

評論 3:

Nice! That’s really going to work out great for us broke consumers.

評論 4:

“I’m going to keep punching myself in the dick, take that, the rest of the world!” - Trump

評論 5:

he's trying to starve the US. Literally.

This is his revenge arc.

3. Elon Musk says backlash against his DOGE government cuts is hurting Tesla stock​

这篇文章的核心讨论主题是：特斯拉CEO埃隆·马斯克的政治活动（特别是参与特朗普政府及推动政府裁员计划）引发公众反弹，导致特斯拉股价下跌，并可能对公司核心业务产生负面影响。

具体要点包括：

  1. 政治活动与股价关联：马斯克认为，他参与特朗普政府的“政府效率部门”（推动大规模裁员）引发公众不满，进而导致特斯拉股价暴跌（年内下跌34%，较峰值腰斩）。
  2. 公众抗议与品牌形象：抗议者在特斯拉门店示威，甚至出现破坏车辆的行为，显示其政治立场可能损害品牌声誉。
  3. 业务表现下滑：特斯拉交付量和销售数据下降（尤其在欧洲），投资机构下调其目标股价和销售预期，反映核心业务面临挑战。
  4. 其他影响因素：美国汽车行业整体承压（如关税威胁和供应链不确定性），但马斯克的政治角色加剧了特斯拉的困境。

结论：文章探讨了马斯克日益突出的政治参与如何与特斯拉的股价及业务表现形成冲突，凸显其个人行动与企业利益之间的紧张关系。

內容​

Tesla CEO Elon Musk said Sunday that his involvement in the Trump administration could be hurting the automaker’s stock price.

Speaking at a town hall event in Wisconsin, Musk said his role with the so-called Department of Government Efficiency — which is pushing for widespread government job cuts — is creating backlash against his electric car company and hurting the stock.

“What they’re trying to do is put massive pressure on me, and Tesla I guess, to ... stop doing this,” Musk said, according to Bloomberg News. “My Tesla stock and the stock of everyone who holds Tesla has gone, went roughly in half. I mean it’s a big deal.”

Shares of Tesla entered Monday already down more than 34% year to date, and the stock has been cut nearly in half from its peak in December. Shares were down an additional 6% in premarket trading Monday.

The drop for the stock could be a “buying opportunity” for the long term, said Musk, who was in Wisconsin ahead of a state supreme court election there. Musk has campaigned for the conservative candidate and spent more than $12 million on the race, in addition to giving $1 million each to two voters at Sunday’s rally for signing a petition against “activist judges.”

The slumping stock isn’t the only sign of public anger with Musk for his political work. Protesters demonstrated at Tesla dealerships over the weekend, and there have been reports of vandalism against vehicles and dealers across the country.

Musk’s role in politics is not limited to DOGE. He publicly campaigned with Trump in 2024 and has been a regular presence at the White House since the new administration took over in January. He also regularly comments on many different political topics on X, the social media company he owns.

The CEO’s rising political profile comes amid signs that Tesla’s core business is slowing. The automaker’s vehicle deliveries declined in 2024, and preliminary data has shown that sales are down again early this year, especially in Europe. In a note to clients Sunday, investment firm Stifel trimmed its price target on the stock and lowered its sales projections for Tesla.

Musk’s political dealings may not be the only reason for Tesla’s struggles. Other U.S. auto stocks have also labored in recent weeks, partly because of threats of higher tariffs on imported goods into the U.S. and retaliation from overseas trading partners, adding uncertainty to an industry whose supply chains are tightly woven among the U.S., Canada and Mexico.

Source: Elon Musk says backlash against DOGE government cuts hurts Tesla stock

討論​

評論 1:

His involvement "could be" hurting it? Yeah...there's no doubt here Elon. It IS the reason, along with your other shitty actions as a terrible human being. I hope it falls drastically from here.

評論 2:

I like that he takes no personal responsibility for anything. Like his seig heil has nothing to do with most of Europe not buying his cars...

評論 3:

It's his attack on democracy which is hurting his businesses.

評論 4:

The dude is completely delusional. The stock jumped after the election on hopes of corruption helping TSLA. It did not so it fell back to pre election levels.

Additionally, sales around the world are down significantly, and no improvement is in sight as global competition heats up.

評論 5:

Good

4. WTF Happened Today?​

這篇文章的核心討論主題是：市場對政治消息（如關稅政策）的反應與波動性。

作者表達了以下重點：

  1. 預期與現實的落差：原本預期市場會因總統宣布提高關稅的消息而表現疲軟，但開盤大跌後卻強勢反彈。
  2. 對市場波動的困惑：質疑自己是否忽略了某些因素，或感嘆當前市場每日劇烈波動的不可預測性（"insane every frigging day"）。

整體而言，文章反映了投資者對「政治事件如何影響市場情緒與走勢」的觀察，以及對市場行為日趨難以捉摸的無奈。

內容​

I anticipated the market to have a rough day after all the news from the current prez on increased tariffs over the weekend. The markets were way down at opening and then roared back. Did I miss something or is it all insane every frigging day now?

討論​

評論 1:

"Sometimes she goes, sometimes she doesn't. Cuz that's the fuckin way she goes."

評論 2:

First it went down. Then it went up.

評論 3:

You don't know shit.

Welcome to the club!

評論 4:

Few reasons.

Last day of quarter. Everything is oversold. Tom Lee said words.

評論 5:

I anticipated the market to...

There's your first mistake.

5. Bloody red market, bloody good prices? Or not yet?​

這篇文章的核心討論主題是：在當前市場下跌的背景下，尋找具有潛力的投資機會。具體要點包括：

  1. 市場現狀分析：作者提到當前市場價格相比去年10月/11月有所下跌，許多資產處於「折扣」狀態，可能是進場時機。
  2. 投資時機的考量：作者猶豫是否現在進場，或再等待1-2個月，反映出對市場底部判斷的不確定性。
  3. 個人背景與動機：作者年齡25-26歲，首次擁有可投資資金，希望在市場低點開始長期投資。
  4. 核心問題：
    • 哪些標的（value plays）在當前市場中具有反彈潛力？
    • 哪些行業或資產可能出現最強勁的回升（hardest rebounds）？

整體而言，這是一篇尋求「低估值投資策略」建議的討論，並結合個人財務規劃與市場時機的判斷。

內容​

As Trump rolls out another level of whatever the hell he's doing, what are some good value plays right now? Everything is on a sale of sorts, at least compared to October/November. Who will have the hardest rebounds? I've been cash gang for a few months now and I feel as though I'm nearly ready to make stock purchases. Or perhaps we wait another month or two. I'm 25, nearly 26 and would love to get started now that I finally have some amount of starting investment money, and the market has been wiped a bit.

討論​

評論 1:

To put things in perspective S&P is down like 7% YTD

評論 2:

Hmm I'm gonna wait until the orange monster declares war with our allies first.

評論 3:

Think of it this way.

Most of Trump policies (moronic I might add) have not showed up in the data/reports just yet.

What do you think is gonna happen to the US stock market when inflation is confirmed to go up thanks to all these tariffs ?

If you wanna go shopping for deals, come back in 4-6 months after the extent of the damage is felt by the market.

評論 4:

I think it's interesting because people constantly want the market to go on sale, but every time it goes on sale, you basically hear the exact same comments and sentiment that things are going to get worse, and a lot of these people end up just sitting on the sidelines. The market is being sold off in part because we don't have clarity on what's going to happen in the future, and obviously the market doesn't like that that lack of clarity. But at some point we will have clarity, and that could be as soon as this week. I don't know what these tariffs will look like, but imagine that it comes out and a lot of what people thought was going to happen ends up not happening. How does that change the market? I mean, I don't think we're going to go back to the highs we had in mid-February this year, but you could see a massive turnaround on the market and a lot of stuff that's oversold could quite quickly get re-rated to a more appropriate price, such as Google and Amazon. Personally, I'm just going to DCA with every extra dollar I have over the course of this year. If things get cheaper, then great - I'll buy stuff even on greater sales. I just believe that by continuing to invest through this entire market of uncertainty, I will come out on the other side doing much better. I just don't believe in timing the market, and even though the market is down only 7% YTD, there are parts of the market that are down much, much more - like 20-30%. And these companies, if they get any cheaper, are just going to be like the most brain-dead steals you've ever seen.

評論 5:

I reckon wait, even just a few days.

Trump is announcing major Tariffs on Thursday, literally calling it “Liberation Day” and I think this week it’ll move low. That’s when I would probably strike if I was looking to get in. Remember, this month in general is shaping up to be a bit of a bloodbath.

But at the very least - wait until the end of this week. Prices aren’t bad to buy in, but they’ll be even better if you wait another 72 hours…

6. Tesla shares drop as Stifel slashes PT and delivery forecasts​

這篇文章的核心討論主題是：

特斯拉（Tesla）股價因Stifel下調目標價與交付預測而下跌，並分析背後原因。

具體要點包括：

  1. 股價下跌：特斯拉股價在盤前交易中下跌5.3%，至249.6美元。
  2. Stifel下調評級：
    • 目標價從474美元調降至455美元。
    • 2025年交付量增長預測從17%大幅下調至4%。
  3. 主要原因：
    • 新款Model Y（Juniper）的推出進展。
    • 市場對執行長馬斯克（Elon Musk）的負面情緒升溫。

整體聚焦於投資機構對特斯拉前景的悲觀看法及其對股價的影響。

內容​

連結： [https://grafa.com/news/auto-and-cars-tesla-shares-drop-as-stifel-slashes-pt-and-delivery-forecasts-410607

“Shares of electric vehicle giant Tesla (NASDAQ:TSLA) fell 5.3% to $249.6 in premarket trading on Monday, following a downgrade from Stifel.

The brokerage cut its price target on Tesla stock from $474 to $455 and significantly lowered its full-year 2025 delivery forecast from 17% growth to just 4%.

Stifel cited the rollout of the new Model Y (Juniper) and growing negative sentiment toward CEO Elon Musk as key factors impacting the company’s outlook.”

](https://grafa.com/news/auto-and-cars-tesla-shares-drop-as-stifel-slashes-pt-and-delivery-forecasts-410607

“Shares of electric vehicle giant Tesla (NASDAQ:TSLA) fell 5.3% to $249.6 in premarket trading on Monday, following a downgrade from Stifel.

The brokerage cut its price target on Tesla stock from $474 to $455 and significantly lowered its full-year 2025 delivery forecast from 17% growth to just 4%.

Stifel cited the rollout of the new Model Y (Juniper) and growing negative sentiment toward CEO Elon Musk as key factors impacting the company’s outlook.”

)

討論​

評論 1:

Still a brain dead price target of $455

評論 2:

"...forecast from 17% growth to just 4%." thus far. Maybe pissing off the world and entering politic is bad for business... who would have saw that coming?

評論 3:

To anyone that didn't read the "downgrade", it's a complete joke. Still has a $455 PT and projecting 4% growth.

Unreal. Just part of the sham.

評論 4:

Change in PT: -4%

Change in Growth Estimate: -76% (From 17% to 4%)

Make it make sense.

評論 5:

Still to high for what it's worth. Musk is too polarizing.

7. $SPY dropped 4.6% in the first quarter, booking its worst quarterly performance since the third quarter of 2022​

这篇文章的核心討論主題是 2022年第三季度金融市場的動盪與聯準會（Fed）應對通脹的挑戰，主要涵蓋以下重點：

  1. 市場整體表現：

    • 股票和債券在2022年因聯準會升息打擊通脹而雙雙暴跌，但部分抗通脹股票（如$TSCO、$PG等）逆勢上漲，而其他股票（如$BYND）則大幅下跌。

  2. 投資時機的爭議：

    • 有觀點認為市場信心低迷時（如當時）可能是買入機會，因歷史低點常伴隨經濟衰退和股票估值偏低。但分析師（Macquarie）指出，當前情況尚未符合此條件，因經濟尚未完全進入衰退。

  3. 通脹與經濟風險：

    • 通脹預期具「黏性」（難以下降），同時消費者對就業安全的信心快速下滑，形成「停滯性通脹」（stagflation）的困境，增加聯準會平衡經濟增長與通脹控制的難度。

總結：文章聚焦於通脹壓力下聯準會政策的兩難、市場分化表現，以及對未來經濟衰退風險的警示。

內容​

The third quarter of 2022 — the year both stocks and bonds both plunged as the Fed battled surging inflation with higher interest rates, according to FactSet data.

Some stocks experienced slight surge during inflation such as $TSCO, $WHR, $PG, $AIFU, while many others like $BYND, $WRD plummet.

“Some bulls might tell us that it is a good time to buy stocks when confidence itself is near its lows, as it seems to be now,” the Macquarie strategists said. “But that’s because historical lows in consumer sentiment have historically been seen when the economy has already fallen into a recession and the drop in stock prices has resulted in meaningfully low valuations.”

But “that’s not the case yet,” the strategists noted.

“The other reason for caution now is that inflation expectations are ‘sticky’ at a time when consumer expectations about job security is falling fast,” they wrote. “That’s a stagflationary mix that makes the Fed’s job of responding to a weakening growth outlook much more complicated.”

討論​

評論 1:

I'd be more concerned about the long-term impact of a +25-100% consumption tax on the average American and foreign nations rebalancing trade without the US than SPY's performance over 3 months.

Moreover, tariffs are sticky. They've always been marketed as patriotic, and pushed by lobbies and unions, so politicians are reluctant to take them down. The low/middle class is in for a ride, and it's not going to end at the next election.

評論 2:

Considering the run up at the start of the quarter, this worse than 4.6%.

評論 3:

We gonna have a tremendous boom. Boomtown.

評論 4:

You guys realize there's not really an accurate way to fortune tell this unless you know someone in the administration? Even then I'm not sure if they even know how this is going to go. Because if deal making starts happening relatively soon, everyone who went to cash is going to be frantically buying

If the negativity continues on and the tariffs actually get into the price of things, that definitely could get ugly. It's just hard to do imagine going that way because it would be throwing away the midterms. You wouldn't see the effects until later on this year, s&p 500 would probably be down around 20%. Really negative setup and what's the reason behind it exactly? I get trying to drive interest rates down. I get forcing the fed to lower rates. That's all going to happen within the next 3 to 6 months. You're going to have rising unemployment and GDP falling apart. If it happens quickly enough you won't even have the inflationary impacts of the tariffs

評論 5:

Dca to retirement or ruin boys

8. Those of you who cashed out at the beginning of the year, what’s your strategy for buying back in?​

這篇文章的核心討論主題是：投資者在市場波動和高利率環境下的投資策略選擇。

具體探討以下幾個關鍵問題：

  1. 市場時機的挑戰：指出準確判斷市場時機（如持有現金後何時重新進場）的困難。
  2. 重新進場的策略：
    • 是否採用「下跌時分批買入」（DCA, Dollar-Cost Averaging）？
    • 是否等待市場明顯復甦（但事後才能確認）？
    • 是否選擇長期觀望（如一年以上）？
  3. 高利率環境的影響：無風險報酬（如4%定存）與市場波動的權衡，使投資決策更複雜。

總結來說，文章聚焦於投資者在不確定性中如何權衡風險與回報，並選擇適合的資金配置策略。

內容​

Timing the market is tough, and for those who loaded up on cash in January, you got half the puzzle right. What’s your approach to buying back in? DCA on the way down? Have you already begun? Wait until the recovery begins, which only hindsight can indicate. Or, are you just sitting out a year or more? With interest rates still high, it’s tough to pass up no-risk 4% when the market is so volatile.

討論​

評論 1:

Probably not until the tariff bs is over, my guess is june

評論 2:

I cashed out when SPX went over 6k as I felt we where in a bubble. I got a deal on a HYSA that gives me 1% higher than their advertised interest rate for a year. bought back 1 share of things I'm interested in to track and just being patient for the sale. No pressure to jump back in, don't need to catch the absolute bottom. Would rather catch it late on its way back up than early on its way down.

評論 3:

Cashed out a lot once Trump took office, just a gut feeling that with a new administration and policies it would create uncertainty. I didn't expect the market to go down as much as it has but damn I am happy I got out. Going to stay on the sideline. Enjoying making easy money per month with the no risk 4.2% in SGOV. I'll get back in once tariffs tensions are over, which may not be for awhile, and there is a positive outlook for the economy, inflation and unemployment. Right now everything is looking negative for the foreseeable future. If you see any rally in the markets, take that as a sign to get out, like we did about a week ago, rallied back up to 18k on the Nasdaq, good time to sell, only to fall back under 17k this morning. It's volatile, and I am all about preserving my capital at this time. Not risking it with all the unknown and uncertainty. I'll pass.

評論 4:

We are entering a recession. Consumer sentiment cratering amid a global trade war, with a US administration tearing up the government that got the market to where it was while encouraging brazen corruption that I've never seen before. Currently I don't expect to redeploy all my cash for at least a year, but will respond to news accordingly.

評論 5:

Waiting until at least summer or fall probably

9. Stocks close out their worst quarter since 2022 amid tariff uncertainty​

这篇文章的核心討論主題是 美國主要股市指數在2025年第一季的顯著下跌，並探討其背後的原因與影響。以下是重點總結：

  1. 股市表現不佳：

    • 標普500指數下跌超過4.5%，納斯達克指數暴跌10.4%，道瓊工業平均指數下跌1.3%，均創下2022年以來最差季度表現。
    • 標普500一度進入「修正區間」（較前高下跌10%），納斯達克指數更抹去去年過半漲幅。
    • 科技巨頭「美股七雄」（如蘋果、微軟、Nvidia等）總市值蒸發逾2兆美元。

  2. 下跌原因：

    • 關稅政策的不確定性：美國總統特朗普即將宣布新一輪廣泛關稅，加劇貿易政策動盪，導致市場避險情緒升溫。
    • 與歷史事件的對比：此次跌幅堪比2022年俄烏戰爭爆發時的市場震盪，當時因制裁與大宗商品價格飆升衝擊全球經濟。

  3. 市場情緒與後續影響：

    • 投資者因政策不確定性而觀望，股市連續上漲趨勢中斷（如標普500終結連續五季上漲）。
    • 儘管收盤小幅回升，但未能扭轉整體跌勢，反映市場對未來經濟環境的擔憂。

總結：文章聚焦於美國股市在政策不確定性（尤其是貿易關稅）與外部經濟衝擊下的劇烈波動，並強調其對投資者信心與科技板塊的顯著影響。

內容​

Two of the three major U.S. stock indexes just wrapped up their worst quarter in well over two years. The third barely avoided the same fate.

The S&P 500 dropped more than 4.5% for the first quarter of 2025 as of Monday’s close, and the tech-heavy Nasdaq plummeted 10.4%. The Dow Jones Industrial Average settled 1.3% lower and recorded its first back-to-back monthly loss since October 2023.

The declines on all three indexes come days before President Donald Trump is set to unveil a new slate of wide-ranging tariffs, extending ongoing trade policy turmoil that has kept investors guessing for months.

The broad-based S&P 500 fell briefly into correction territory Monday, meaning a 10% slide from its last high. The index regained some ground late in the day, but not enough to dodge its worst monthly percentage drop since December 2022.

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Markets

Stocks close out their worst quarter since 2022 amid tariff uncertainty

The S&P 500 and the Nasdaq logged their worst performance since Russia’s invasion of Ukraine slammed into the global economy.

Get more news

on

Savewith a NBCUniversal Profile

March 31, 2025, 5:25 PM EDT

By Steve Kopack

Two of the three major U.S. stock indexes just wrapped up their worst quarter in well over two years. The third barely avoided the same fate.

The S&P 500 dropped more than 4.5% for the first quarter of 2025 as of Monday’s close, and the tech-heavy Nasdaq plummeted 10.4%. The Dow Jones Industrial Average settled 1.3% lower and recorded its first back-to-back monthly loss since October 2023.

ADVERTISING

The declines on all three indexes come days before President Donald Trump is set to unveil a new slate of wide-ranging tariffs, extending ongoing trade policy turmoil that has kept investors guessing for months.

The broad-based S&P 500 fell briefly into correction territory Monday, meaning a 10% slide from its last high. The index regained some ground late in the day, but not enough to dodge its worst monthly percentage drop since December 2022.

The index’s first-quarter stumbles ended a streak of five straight winning quarters, while the Nasdaq wiped out more than half of last year’s gains over the last three months. Amazon, Apple, Microsoft, Alphabet, Nvidia, Tesla and Meta, known on Wall Street as the “magnificent 7,” have lost more than $2 trillion in market value collectively since the start of the year.

The last time U.S. markets stumbled as badly was in the middle of 2022 after Russia’s late-February invasion of Ukraine, shocking the global economy as Western nations hit Moscow with severe sanctions and commodities like oil and grains shot up in price.

討論​

評論 1:

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To everyone commenting: Please focus on how this affects the stock market or specific stocks or it will be removed as being off-topic/political.

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評論 2:

How will this affect GTA 6’s legacy 

評論 3:

It's only just begun. Wait until we are liberated from our investments. One of the biggest wealth transfers from the poor/middle class to the rich is about to happen. Trump told everyone he was gonna make America great again and the money would flow in like magic. Nobody bothered to ask him for whom he was going to make it great for. Look at the row of people that was on stage at his inauguration, and you have your answer. America has been swindled...again.

評論 4:

Don’t worry it’ll start out Q2 strong -8%

評論 5:

Trump admin scoring own goals and unforced errors

10. Where does everyone get their news from? I'm done with SeekingAlpha​

這篇文章的核心討論主題是：

作者因不滿Stock Analysis（SA）平台的廣告過多且影響使用體驗（如無法關閉的大幅廣告），決定不再續訂，並尋求能提供類似新聞推送功能的替代平台（如Yahoo Finance等）。

具體要點包括：

  1. 對SA平台的不滿：未續訂後，廣告過多且強制顯示，導致使用體驗下降。
  2. 替代方案的需求：希望找到與SA類似、能即時推送財經新聞的平台。
  3. 現有選項的考量：提及Yahoo Finance，但仍在探索其他可能更符合需求的替代品。

內容​

I didnt renew my subscription to SA recently and it basically made the platform unusable. They put up giant half page ads you cant close even if you want to just look at charts. Any alternative? I like yahoo but im trying to see if there is one that pumps out news like SA does.

討論​

評論 1:

Combination of stuff. Can’t rely on any one source. NYT, WSJ, regulator and exchange bulletins etc.

I say this though since I’m only a retail investor and I don’t have the money for services like seekalpha / refuse to pay since it never did anything for me.

Stay away from the Motley Fool.

評論 2:

I'm glad I'm not the only one. Loved Seeking Alpha up until around Christmas 2024. I use Yahoo Finance on computer and phone applications.

評論 3:

Yahoo finance

評論 4:

Wendy’s drive-thru

評論 5:

I like barrons the most. But as mentioned? You need more than 1 source. Bag holders are everywhere.

11. r/Stocks Daily Discussion Monday - Mar 31, 2025​

這篇文章的核心討論主題是提供一個股票投資的日常討論平台，並附帶相關資源與規範指引。具體內容包括：

  1. 討論安排

    • 每週一至五進行日常討論，包含特定主題日（如技術分析週二、選擇權週四、基本面週五）。

  2. 實用工具與資源

    • 推薦多個股票分析工具（如Finviz圖表與基本面數據、Bloomberg市場新聞）及新聞來源（StreetInsider、Reuters），幫助投資者追蹤市場動態。

  3. 問題與學習指引

    • 建議基礎問題可透過Investopedia等資源自行查閱，進階疑問再參與討論。

  4. 討論分流規範

    • 個人投資組合評估需轉至專用置頂帖（Rate My Portfolio），保持日常討論的聚焦性。

  5. 過往內容索引

    • 提供歷史討論與主題日存檔連結，方便回溯參考。

總結：文章旨在建立一個結構化的股票投資交流平台，結合工具推薦、學習引導與討論分流，促進有效資訊分享。

內容​

These daily discussions run from Monday to Friday including during our themed posts.

Some helpful links:

If you have a basic question, for example "what is EPS," then google "investopedia EPS" and click the investopedia article on it; do this for everything until you have a more in depth question or just want to share what you learned.

Please discuss your portfolios in the Rate My Portfolio sticky..

See our past daily discussions here. Also links for: Technicals Tuesday, Options Trading Thursday, and Fundamentals Friday.

討論​

評論 1:

yet another bloodbath

Thanks Trump.

評論 2:

CHINESE STATE MEDIA: CHINA, JAPAN, SOUTH KOREA REACH A CONSENSUS THAT THREE SIDES WILL JOINTLY RESPOND TO THE U.S. TARIFFS

Art of the deal.

評論 3:

Jim Cramer on CNBC: “I can’t think of a dumber day to buy stocks than today.”

Thanks for the rally, Jim.

評論 4:

Free fall. What a disaster the orange man is

評論 5:

2024 gains essentially erased at this point. Up only 5% YoY. It would’ve been so easy to not fuck up the markets this bad.

12. What % of your net worth are in individual stocks?​

这篇文章的核心討論主題是個人投資組合的配置與優化建議。作者（27歲，未婚無房）分享了自己目前的資產分配情況，並詢問這樣的配置是否合理，同時表達對個股投資比例過高的顧慮。主要討論重點包括：

  1. 資產配置明細

    • 退休賬戶（401K、Roth IRA）以指數基金為主
    • 高流動性資金（貨幣市場基金VUSXX）因應近期大額支出需求
    • 個股投資（藍籌股、成長股、高風險標的）占一定比例

  2. 關鍵顧慮

    • 是否過度集中於個股（25K），尤其擔心長期難以跑贏大盤
    • 市場下跌時加倉個股的策略是否合理
    • 當前配置是否符合同年齡/財務階段的典型規劃

  3. 潛在優化方向

    • 分散風險（如減少個股比例，強化指數化投資）
    • 平衡流動性需求與長期增長目標

整體而言，作者尋求對其投資策略的「合理性評估」與「調整建議」，核心問題在於如何權衡被動指數投資與主動個股選擇之間的分配。

內容​

Hey all,

Looking to get some feedback on where I’m keeping all my money. Feel free to remove if not allowed. Background - 27M, don’t own a home yet, no kids

150K - 401K through work in index funds

50K - Roth IRA brokerage account in index funds

40K - VUSXX money market fund. way more than usual as I have some big life events coming up and didn’t want too much in stocks 25K - individual stocks which is split up into roughly 40% blue-chip stocks like MSFT/GOOGL, 40% solid growth stocks like AXON, SE, MELI and 20% more speculative picks like RKLB

This is the bulk of it. If the market continues to go down I plan on continuing to buy more individual stocks and will keep maxing out my Roth and contributing to 401K. Is this pretty typical for a portfolio? Mostly don’t want to be too much in individual stocks as I know it’s hard to beat the market over the long term. Thanks all!

討論​

評論 1:

About 85%, but I’m probably an outlier.

評論 2:

🤣I got like 20% in a start-up

評論 3:

Less than 2%

評論 4:

I’m so poor

評論 5:

5%

13. FT Exclusive: Accenture (ACN) one of the hardest hit public consulting companies, DOGE cuts 240.3 million USD in contracts, stock down 12%​

這篇文章的核心討論主題是：美國政府（特朗普政府）推動削減諮詢服務支出，對大型諮詢公司（尤其是德勤）造成的衝擊。具體重點包括：

  1. 政策背景：政府要求10家主要諮詢公司（如德勤、Accenture、IBM等）提交節省成本的計劃，包括降價或終止非核心合同，以減少聯邦開支。
  2. 德勤的顯著影響：德勤成為最大「輸家」，已有129份合同被終止或縮減，遠超其他公司，潛在節省金額達3.72億美元。
  3. 爭議與質疑：政府聲稱已識別1,300億美元節省目標，但計算方法被批評缺乏透明度，部分數據無法核實。
  4. 行業反應：諮詢公司需簡化服務內容並證明其必要性，但多數企業未公開回應。

整體而言，文章聚焦政府緊縮政策對諮詢業的財務與業務模式衝擊，尤其凸顯德勤在此過程中的特殊處境。

內容​

Deloitte is not publicly traded, but other firms on the list such as Accenture are, which is current down 12% over the last month.

By Roula Khalaf, Editor of the FT on Monday March 31.

"Deloitte is emerging as the biggest early loser from a Trump administration push to axe spending on consultants, ahead of a Monday deadline for the companies to offer price cuts and other concessions.

The Big Four accounting and consulting firm has had at least 129 contracts terminated or slimmed down, according to a Financial Times analysis of data published by Elon Musk’s so-called Department of Government Efficiency (Doge). The figure is more than double that of any other consultancy.

Deloitte is one of 10 consulting firms that have been ordered to submit a detailed plan to save the government money, either by cutting prices or suggesting contracts that are not “mission critical” for an agency.

Accenture, IBM and Booz Allen Hamilton are among the other firms given a deadline of 5pm (ET) Monday for their proposal, which must have a dollar figure for potential savings, according to correspondence from the administration seen by the FT. Between them, the 10 firms are on course to bill the federal government $65bn in fees in 2025 and future years, the administration said.

Doge wields the axe against consulting firms

||Claimed savings ($mn)|Number of contracts|

|:-|:-|:-|

|Deloitte|371.8|129|

|Booz Allen Hamilton|207.1|60|

|Guidehouse|376.1|54|

|Accenture|240.3|30|

|General Dynamics|202.8|16|

|IBM|34.3|10|

|Leidos|78.5|7|

|CGI Federal|0.5|7|

|SAIC|7.6|5|

|HII Mission Technologies|0|0|

“Each of these firms would do well to come in and say they have identified 25 to 30 per cent of savings and be very strong on why the rest is important,” said a senior official in the General Services Administration, which helps to co-ordinate federal procurement.

The GSA’s demands on the 10 firms come on top of the rolling effort across government to cut contracts and grants it deems wasteful.

Doge is claiming it has identified $130bn in savings to date, and is aiming to reach $1tn, but the methodology behind its calculations has been criticised for inconsistencies and errors. About half of the 7,100 claimed contract cancellations lack enough information for external audit.

Identifying a savings figure for a cancelled contract is also complicated by the fact that many multiyear umbrella contracts have a high ceiling that would not in fact be reached when the work is finally doled out.

Deloitte has lost contracts at almost every agency targeted by Doge, including the departments of education, health and human services and agriculture, the Environmental Protection Agency and the US Treasury.

According to Doge’s data, Deloitte’s terminated contracts will save the US taxpayer $372mn. That figure does not include any savings from one of the largest single contracts cancelled to date, an IT services deal with the Internal Revenue Service, that provided for up to $1.9bn in revenue over seven years to Deloitte and several other contractors.

The largest claimed savings from a consulting firm come from Guidehouse, which was spun off from PwC in 2018, where Doge says $376mn has been saved, a majority from a single department of energy contract. Deloitte and Guidehouse did not respond to requests for comment.

A template slide deck provided to the 10 targeted consulting firms tells them to detail and justify their government work, agency by agency, in “layman terms”, adding that “a 15-year-old should be able to understand what service you provide and why it is important”.

Deloitte is emerging as the biggest early loser from a Trump administration push to axe spending on consultants, ahead of a Monday deadline for the companies to offer price cuts and other concessions.

The Big Four accounting and consulting firm has had at least 129 contracts terminated or slimmed down, according to a Financial Times analysis of data published by Elon Musk’s so-called Department of Government Efficiency (Doge). The figure is more than double that of any other consultancy.

Deloitte is one of 10 consulting firms that have been ordered to submit a detailed plan to save the government money, either by cutting prices or suggesting contracts that are not “mission critical” for an agency.

Accenture, IBM and Booz Allen Hamilton are among the other firms given a deadline of 5pm (ET) Monday for their proposal, which must have a dollar figure for potential savings, according to correspondence from the administration seen by the FT. Between them, the 10 firms are on course to bill the federal government $65bn in fees in 2025 and future years, the administration said."

Source: https://www.ft.com/content/f546506d-7f2d-4f64-976d-3f73e48333d7

討論​

評論 1:

I do wonder how the powers that be think the government will function without the expertise these companies provide. Many of the above are involved in CyberSecurity and the running of archaic and undocumented computer systems. (I'm not sure the doge staff can rewrite ancient undocument software, like the IRS runs. Good luck with that. In the best cases we won't have to pay taxes because they'll f' it up.)

There's reason many of them (surely not all, but many) were hired. Reason: Because the gov pay scale isn't high enough to get qualified people to work for them.

評論 2:

Now lose the foreign customers 

14. How is EBITDA a good indication of a companies health?​

這篇文章的核心討論主題是：EBITDA是否能夠準確反映公司的財務健康狀況，以及與淨利潤（NET）相比，哪個指標更適合評估公司的盈利能力。

具體要點包括：

  1. 對EBITDA的質疑：作者不理解為何EBITDA被視為公司財務健康的良好指標，尤其是考慮到它排除折舊、攤銷等項目，可能掩蓋真實成本。
  2. 淨利潤（NET）的優勢：作者認為淨利潤（扣除所有費用後的利潤）更能反映實際盈利能力，因為它涵蓋了所有營運成本（如資產折舊、利息、稅務等）。
  3. 不同公司會計差異的影響：文中提到不同公司的會計處理（如是否擁有建築物導致的折舊差異）可能扭曲財務比較，因此需謹慎選擇評估指標。

總結：作者希望釐清EBITDA與淨利潤在評估公司財務表現時的適用性，並探討哪個指標更能真實反映盈利能力和財務健康。

內容​

Hi all,

I have read CHATGPT explanation as well as a few websites explanations. However I am still struggling to understand how looking at the EBITDA is a good indication of a companies health.

If I wanted to look at how profitable a company is, wouldn't looking at their NET be the best thing? Even taking into consideration that different companies write-off different things (e.g. two companies - one owns building the other does not).

Thanks all!

討論​

評論 1:

In short, EBITDA focuses on operating expenses by stripping away interest and taxes, as well as non-cash expenses like depreciation and amortization. It gives you an idea of the cash flow generated by operations if you don't have the cash flow statement.

It also allows you to compare companies with different capital structure within the same industry.

評論 2:

EBITDA is an aggregate that shows your company's profitability before taking into account its financing structure (paid through interests and dividends), its D&A accounting policy, and taxes.

Said another way: EBITDA is the closest P&L aggregate you will get to cash flow generation from your activity.

評論 3:

It’s a proxy for operating cash flow, but it’s not the complete picture. It’s can be used to get a quick idea of the company’s operating performance but it’s not going to give you the full picture. It’s often used for quick valuation calculations, but if you really want to analyze the company you need the full p&l and balance sheet.

評論 4:

Too many complications further down

With writeoffs and special items, net can be completely meaningless for valuing company

EBITDA is pure

評論 5:

No unless you think debt and taxes don't matter

Free cash flow and FCF/share is best imo. FCF removes non-cash expenses like depreciation while still including interest payments and tax payments

15. Why is my cost per share on my tax lots much higher than what I actually paid?​

這篇文章的核心討論主題是：Robinhood平台上「按稅務批次（tax lots）出售股票」時顯示的每股成本與實際購買成本不符，導致計算出的損益出現差異的疑問。

具體要點包括：

  1. 稅務批次成本差異：用戶實際購買價為每股$16.38（總成本$1,638），但平台顯示的稅務批次成本為每股$24.33，遠高於原始購入價。
  2. 損益計算矛盾：根據平台數據，當前股價$15.71時顯示虧損$862，但若以原始成本計算，虧損應僅為$67（未考慮其他費用）。
  3. 問題本質：用戶質疑Robinhood如何計算稅務批次的成本基礎（cost basis），以及為何與實際交易記錄不符，可能涉及平台系統錯誤、費用分攤或稅務規則（如洗售）的影響。

延伸議題可能包括：稅務批次會計方法（如FIFO、LIFO）、資本利得稅計算，或平台數據準確性問題。

內容​

I’m looking at selling by tax lots on Robinhood and it shows the cost per share for each tax lots. For example a stock which I purchased on 3/28 for 100 shares for $16.38 for a total of $1,638.

But when I go to sell per tax lots it says my cost per share for those 100 shares is $24.33. It’s also showing a loss of $862 at a current share price of $15.71.

討論​

評論 1:

Wash sale? Did you book a loss prior to opening that position within 30 days?

評論 2:

Schwab did this to me:( I get wash sales and admit i don't fully understand it but I was quite surprised when Schwab was showing I purchased a position at $15 more then I actually did and then showing my account balance negative that much:(

I understand you can't take a lose 2 times in 30 days but isn't that just for tax purposes? My entire account balance was affected by it..

16. ETF Bonanza Hits Overdrive With 1,000 New Funds Seen for 2025​

這篇彭博社文章的核心討論主題是 2025年美國ETF市場的快速擴張與結構性變化，具體聚焦以下幾點：

  1. ETF發行數量創紀錄

    • 2025年第一季美國新增233檔ETF，超越2024年同期的174檔，並創下自2015年以來單季最高紀錄。
    • 2024年全年發行逾700檔ETF、資金流入破1兆美元，而2025年預計將再新增1,000檔，顯示市場持續高速成長。

  2. 主動型ETF主導新發行潮

    • 新發行ETF中逾200檔為主動管理型，反映此類產品需求激增。
    • 美國主動型ETF總資產規模已突破1兆美元里程碑，2025年資金流入達1,160億美元（被動型為1,790億美元），顯示投資人對主動策略的接受度提升。

  3. 高風險衍生性與槓桿產品湧現

    • 許多新ETF涉及衍生性商品或單一股票槓桿，可能放大收益與虧損，尤其吸引散戶投資人但潛藏風險。
    • 發行商積極布局此類產品，例如有業者一次申請70多檔槓桿/反向ETF，預示此類高波動產品將持續擴張。

總結：文章揭示ETF市場正經歷「量變」（發行數與資金規模爆發）與「質變」（主動型與高風險產品占比提升）的雙重趨勢，同時隱含對散戶投資風險的警示。

內容​

連結： [https://www.bloomberg.com/news/articles/2025-03-31/etf-bonanza-hits-overdrive-with-1-000-new-funds-seen-for-2025

While tariff and economic news have commanded investor attention, exchange-traded funds issuers have kept busy: they’ve churned out more than 230 new products in the US, a record for a first quarter in data going back to 2015. In comparison, the first three months of 2024 — a year which ended up seeing both a record 700-plus launches and more than $1 trillion in fund inflows — saw 174 brand-new ETFs, data compiled by Bloomberg show.

More than 200 of the new 233 funds that have kicked off trading this year are actively managed, the data show. Those funds have launched into a segment of the industry that’s seen explosive growth, with total assets held by actively run ETFs in the US recently hitting the $1 trillion milestone. Industry experts project further gains and new floods of cash — already in 2025, active funds have attracted $116 billion, compared with passive’s $179 billion haul, which still overall makes up a bigger slice of the ETF assets pie.

Many of the new ETFs are derivatives-based or offer leverage on single stocks, which can amplify investors’ returns, but also their losses — a pitfall especially for the amateur traders who are embracing the funds. And many more such products are expected to come to market this year, with one issuer recently applying for more than 70 new leveraged and inverse funds all in a single filing.](https://www.bloomberg.com/news/articles/2025-03-31/etf-bonanza-hits-overdrive-with-1-000-new-funds-seen-for-2025

While tariff and economic news have commanded investor attention, exchange-traded funds issuers have kept busy: they’ve churned out more than 230 new products in the US, a record for a first quarter in data going back to 2015. In comparison, the first three months of 2024 — a year which ended up seeing both a record 700-plus launches and more than $1 trillion in fund inflows — saw 174 brand-new ETFs, data compiled by Bloomberg show.

More than 200 of the new 233 funds that have kicked off trading this year are actively managed, the data show. Those funds have launched into a segment of the industry that’s seen explosive growth, with total assets held by actively run ETFs in the US recently hitting the $1 trillion milestone. Industry experts project further gains and new floods of cash — already in 2025, active funds have attracted $116 billion, compared with passive’s $179 billion haul, which still overall makes up a bigger slice of the ETF assets pie.

Many of the new ETFs are derivatives-based or offer leverage on single stocks, which can amplify investors’ returns, but also their losses — a pitfall especially for the amateur traders who are embracing the funds. And many more such products are expected to come to market this year, with one issuer recently applying for more than 70 new leveraged and inverse funds all in a single filing.)

討論​

評論 1:

More than 200 of the new 233 funds that have kicked off trading this year are actively managed

Many of the new ETFs are derivatives-based or offer leverage on single stocks

Yikes

評論 2:

I'd love to see the breakdown on expense ratio of these ETF's, I bet alot of customers are getting fleeced.

評論 3:

Between Vanguard and Fidelity there is no room for ETF issuers to compete with ETFs which track the broader market. Once you throw JP Morgan, BlackRock, Goldman, and Schwab in there, there is no room to compete with anything resembling a sensible product.

The only space for new/small issuers to compete are these hot sauce products. Retail buys these things (no matter how bad of a deal some of them are); if there was no money in hot sauce, issuers wouldn't issue.

17. What exactly is keeping certain companies like general dynamics profitable?​

這篇文章的核心討論主題可以總結為：

「全球衝突如何影響經濟，尤其是國防產業（如戰鬥機銷售），以及為什麼經濟下滑不一定會直接減少這類支出」

作者困惑的點在於：

  1. 通常經濟下滑時，人們會預期國家減少開支（如購買武器）。
  2. 但實際上，國際衝突（如戰爭或緊張局勢）可能反而推動國防支出，即使經濟不好。

用「ELI5」（簡單解釋）來說：

  • 平常情況：錢變少（經濟差）→ 少買玩具（減少開支）。
  • 特殊情況：如果周圍有壞人（衝突風險）→ 即使錢變少，爸媽還是會存錢買防身工具（如戰鬥機），因為安全比省錢更重要。

關鍵在於「政治與安全的優先性」可能凌駕於經濟考量。

內容​

I get that the short answer is global conflict, but I don't get politics, and it seems like a drop in the economy would cause countries to buy less fighter jets or whatever. I think I need an ELI5 on this one

討論​

評論 1:

Well they make everything from artillery shells to submarines and the government keeps buying those things.

評論 2:

Defense products are primarily bought by govts, which can continue to spend regardless of a downturn. Also warfare historically tends to be just as economically driven as anything else, so economic pressures can increase conflict.

評論 3:

Defense spending is the most corrupt thing in our government and will continue despite what Trump claims about being against waste and corruption.

It's so bad that when the defense department complained and asked congress to stop ordering tanks because they had too many, congress passed bills to start giving military equipment to police forces

All this to say, that it's a racket. Defense contractors have completely bought off 1 and a half of the countries 2 parties and that's not going to change any time soon. A company like General Dynamics can constantly make terrible business decisions and make terrible business decisions and will still make good returns

評論 4:

When you can shove multiple megatons of nuclear warheads into large underwater cylinders, you can turn a profit.

評論 5:

General Dynamics sounds like the mysterious villain company from an early 2000s sci fi show

18. How does ETFs that are listed on multiple exchanges in timezones work?​

這篇文章的核心討論主題是：香港交易所上市的QQQ與美國上市的QQQ之間的關聯性與運作機制，特別聚焦於：

  1. 跨市場ETF的追蹤問題：
    當香港股市（比美國早開市）開始交易時，美國成分股尚未開盤，此時香港上市的QQQ如何追蹤其標的指數（如納斯達克100）？

    • 可能涉及預估定價、衍生工具（如期貨）或延遲定價機制。

  2. 流動性與折溢價的潛在影響：
    兩地市場交易時間差異是否導致價格偏差（如香港QQQ的價格可能反映預期而非實際美股實時價值）。

  3. 產品設計差異：
    香港QQQ是否為獨立基金，或與美國QQQ共享同一資產池？這將影響其追蹤方式與成本結構。

  4. 投資者需注意的風險：
    時差導致的定價不確定性、匯率波動（若以港幣計價），以及套利機會的有限性。

簡言之，文章探討的是跨時區ETF的運作邏輯及潛在挑戰，幫助投資者理解此類產品的特殊性。

內容​

Specficially with QQQ recently added to the Hong Kong Stock Exchange, how does this correlate to the US listed QQQ? As the HK stock exchange opens first, what is the QQQ listed in HK tracking if the US stocks that make up QQQ are not trading yet?

討論​

評論 1:

QQQ represents the Nasdaq Tech 100 index.

The Nasdaq Tech 100 Index trades 23 hours per day, from 23:00 Zulu time to 22:00 the following day.

So each exchange listing will be showing the action that happens within their session time.

Ultimately, they are all pricing the same thing though, there is no inconsistency.

評論 2:

Doesnt track anything

Just investors guesso on where QQQ would be If the US market were open

Two things i wonder about:

  1. how to convert to US QQQ?.. Currency, number of units, ex-dividend?

  2. how well it forecasts QQQ,open in USA?. Like an hour before open with no major news coming

評論 3:

This scenario does happen even with ETFs not listed on multiple exchanges across timezones.

For example, a SPY ETF in Canada could be closed for a statutory holiday of 1 or more days, while the US version is not. When the Canada TSX change opens again for trading, it simply opens at the net change of all the days that the US was trading at.

The "open" exchange just simply carries on trading and people buy or sell based on their valuation of the companies.

19. Thoughts on my portfolio?​

這篇文章的核心討論主題是：構建一個「設定後忘記」（set and forget）、分散風險且以退休為目標的 Roth IRA 投資組合。以下是具體重點：

  1. 投資目標

    • 長期退休儲蓄，追求稅務優勢（Roth IRA 的免稅增長特性）。
    • 組合設計強調「被動管理」，定期再投資股息（DRIP）並維持長期持有的策略。

  2. 資產配置與分散風險

    • 股利導向：SCHD（33.2%）作為核心，提供穩定現金流。
    • 大盤股：FXAIX（35%）追蹤標普500，確保市場基準表現。
    • 房地產（REITs）：PLD、INVH、MAA（共25%）利用稅務優惠（Roth IRA 免REITs的高稅率問題）。
    • 國際市場：VEU（12.5%）分散地域風險。
    • 小型股：IWM（12.5%）捕捉小盤股增長潛力。

  3. 策略執行

    • 維持固定比例，定期再平衡。
    • 股息再投資（DRIP）以最大化複利效果。

總結：作者透過多元化的資產類別（股利、大盤、REITs、國際、小型股）和稅務優化結構（Roth IRA），打造一個低維護、長期導向的退休投資組合。

內容​

Context - I am 21, this is a Roth Ira (REIT because tax advantage W) VEU for international exposure, and IWM is for small cap. Goal is to have a set and forget retirement portfolio, that is nice and diversified. Goal is to stay around these percents and to drip whenever possible.

SCHD -33.2% (Dividend Fund)

FXAIX -35.0% (SMP Tracker)

PLD -10.0% INVH -7.5% MAA -7.5% (REIT)

VEU -12.5% (IE)

IWM -12.5% (SC)

討論​

評論 1:

Welcome to r/stocks!

For stock recommendations please see our portfolio sticky, sort by hot, it's the first sticky, or see past portfolio stickies here.

For beginner advice, brokerage info, book recommendations, even advanced topics and more, please read our Wiki here.

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Also include some due diligence to this post or it may be removed if it's low effort.

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評論 2:

Some thoughts not knowing anything about you other than what is above...take with a grain of salt.

Why are you dividend focused if you are 21? You are young and this is an IRA, so you are not taking cash out to live on. Typically at this stage you should be focused more on growth vs income. In SCHD you pick up 3.5% yield but have sacrificed 50% capital appreciation vs the SPX

As much as everyone touts international diversification, the fact remains as far as returns and profitability goes, there is the US, and then there is everything else. The VEU has 3% yield, which is ok, but over the past 10 years it has only increased @+25% vs the SPX +160%. If you want diversified international exposure consider the DGT (+100%/10 years)

Same goes with small caps...they rarely outperform large caps over time Russel2k +60% vs SPX +160%/10yr)

Also, your aggregate sector allocation is overweight to Financials, Healthcare, and industrial,, a function of being dividend oriented. You are underweight in tech. You need to consider where growth in the global economy will be coming from over the next 20 years.

Good luck

20. Rocket mortgage Redfin/mr cooper question​

這篇文章的核心討論主題是：以股票交易進行的併購案中，收購方（Rocket Mortgage）股價上漲對收購成本的潛在影響。

具體要點包括：

  1. 交易結構的疑問：Rocket Mortgage 透過發行股票收購 Red Fin 和 Mr. Cooper，提問者關注股價變動如何影響實際收購成本。

    • 例如：若協議約定以固定股數（如100股）支付，但股價上漲（從$12→$18），收購方需支付更高市值（$1200→$1800），變相提高成本。

  2. 市場行為的推測：

    • 投資人可能延後買入 Rocket Mortgage 股票，直到交易完成，以避免因股價上漲間接推高收購方的支出。

  3. 關鍵問題：

    • 這種「股價上漲增加收購成本」的邏輯是否正確？
    • 交易條款是否可能包含保護機制（如價格上限或股數調整）未被提及？

總結：討論聚焦於股票收購案的定價動態，以及股價波動對交易雙方利益的潛在影響。

內容​

Hey guys..sorry I can’t find an answer..so rocket mortgage is acquiring red fin and Mr cooper for stock deals.

Does this surpress the price of rocket mortgage..like the more rocket mortgage goes up the more they pay for these deals at the time of closing said deal?

Like 100 shares of rocket at $12 to Mr cooper is $1200..but if rocket goes to $18 it’s $1800 to Mr cooper. Am I thinking about this right? Wouldn’t people wait to buy rocket if they wanted to after the deal is closed.

I really hope this makes sense. Thanks

討論​

評論 1:

No

評論 2:

Yes

評論 3:

Huh?

評論 4:

I don't know

21. Interesting Stocks Today (03/31)​

這篇文章的核心討論主題是 短線交易的市場觀察與潛在交易機會，具體聚焦於以下幾個重點：

  1. 短線交易策略與市場動態

    • 作者強調這是一份「當日觀察名單」，專注於可能因新聞或技術面出現短期波動的標的，而非長期投資價值。
    • 市場受宏觀事件驅動（如特朗普關稅政策、經濟數據），創造短線交易機會，但需快速應對風險（如貿易夥伴反制、消費者信心變化）。

  2. 宏觀市場環境分析

    • 關稅政策臨近導致市場恐慌（SPY、QQQ下跌），作者計劃在市場超賣時搶反彈或做空波動率指數（VXX）。
    • 關注技術面關鍵位（如3/13低點）是否被突破，以決定多空方向。

  3. 個股短線催化劑與風險

    • NVDA：中國媒體報導晶片延遲生產，可能影響營收，導致股價跌幅大於同業。
    • TSLA：Q1交車量預期下修、需求疲軟、中國競爭加劇（BYD威脅），週三數據公布前股價承壓。
    • PLTR：無直接新聞，但跟隨大盤下跌，且面臨國防預算削減與AI板塊估值回調。

  4. 交易心態與不確定性管理

    • 強調「頭條驅動市場」的複雜性，需靈活調整策略（例如開盤後方向確認再進場）。
    • 對個股無長期看法，僅關注當日波動潛力，顯示純粹的短線投機導向。

總結：文章核心在於如何利用宏觀新聞與個股事件，在高度不確定的市場中尋找短線交易機會，並快速應對風險。

內容​

This is a daily watchlist for short-term trading: I might trade all/none of the stocks listed, and even stocks not listed! I am targeting potentially good candidates for short-term trading; I have no opinion on them as investments. The potential of the stock moving today is what makes it interesting, everything else is secondary.

News: US Stock Futures Tumble Ahead Of New Trump Tariffs: Markets Wrap

SPY, QQQ , VXX , USO , larger tech stocks - "Liberation day" (additional tariffs) is nearing, causing the market to selloff due to fears of escalating trade tensions and potential global growth impacts . We're pretty close to near lows from 3/13 (18 days ago, lol).

Overall will be trying to buy a bounce for a day trade if we do end up breaking, but probably will be more focused on a VXX short rather than buying the market overall. I'm interested if we selloff or pop on the open, if we break new lows I may short/then flip long. This kind of headline-driven macro environment is a pain in the ass to keep track of, but creates a lot more opportunity for short-term trading. Risks that can change the tariff narrative or move the market include unexpected retaliation from trade partners, weakening consumer/investor confidence (like last week's numbers), and spillover into energy and commodity prices (Trump has signaled some action on oil, but we aren't sure what yet).

NVDA (Nvidia)- Another interesting thing that caught my eye this morning are reports from Chinese media that NVDA's new chip (GB300) are significantly delayed due to complexity and may be a quarter or two delayed (thus resulting in missed/delayed revenue). This could explain why NVDA is down significantly more (-3.5%) vs other semis.

TSLA (Tesla) - Analysts have trimmed Q1 delivery estimates for TSLA amid weakening demand trends and delays in its Model Q vehicle (the cheap, Robotoaxi car). There have also been articles of divestment from pension/investing funds that are invested in TSLA that I've read, but whether those are serious, I'd hold judgement on.

Delivery numbers are expected Wednesday and typically report premarket, so good to be cognizant of that. I'm interested in seeing if we can hold below $250 today. The EV sector in general has entered a consolidation phase, with cost competition and flagging consumer incentives weighing on demand, and BYD is hot on TSLA's heels and likely going to overtake TSLA within the year. Below-consensus deliveries could spark a guidance reset for earnings, margin compression of their other cars due to the Model Q, and market share loss in China and Europe are key concerns. Also random people torching Tesla dealerships.

PLTR (Palantir Technologies Inc.) - No material news catalyst, but PLTR has experienced five consecutive red sessions and is likely moving with the overall stock rout. Worth noting that PLTR cut close to 60% of its IT Team (said by CTO in recent interview), and DoD cut close to $600M in spending (which affects PLTR). Also worth noting that we are EXACTLY right back to where we started before we had significant retail interest in this stock ($80). The broader AI/data analytics sector has seen a pullback after a multi-month run and has been somewhat outpaced rational valuation so not too interested in this for the long term.

討論​

評論 1:

How about RDDT falling below $100?

22. Tariffs Then Tax Cuts​

這篇文章的核心討論主題是探討 「關稅與大規模減稅政策對經濟和股市的綜合影響」，並分析兩者的相互作用可能產生的「淨效應」。具體重點如下：

  1. 關稅的影響：

    • 關稅被視為對消費者的變相稅收（因進口商品價格上漲），可能抑制消費或加劇通膨。
    • 市場已部分消化關稅預期，但實際影響仍需觀察。

  2. 減稅政策的影響：

    • 大規模減稅可能刺激企業盈利、增加消費者可支配收入，有利經濟增長和股市表現。

  3. 兩者的矛盾與淨效應：

    • 關稅（隱性增稅）與減稅（顯性降稅）同時實施，可能相互抵消或產生複雜效果，例如：
      • 減稅能否彌補關稅對消費的衝擊？
      • 企業是否因關稅成本上升而削弱減稅帶來的效益？

  4. 市場預期與政策不確定性：

    • 投資者正試圖權衡這兩項政策對經濟和股市的最終影響，凸顯政策組合的不確定性。

總結：討論聚焦於「政策組合的綜合經濟效應」，並關注其對消費、企業利潤及市場情緒的潛在矛盾影響。

內容​

What do you all think the impact of Tariffs followed by sweeping tax cuts would be to the economy and stock market?

There’s no doubt the market has been pricing in tariffs for the last couple weeks but there’s also a lot of talk from the administration about sweeping tax cuts.

Since tariffs are essentially a tax on consumers what do you think the net effect of both these policies would be?

討論​

評論 1:

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評論 2:

In very simple terms you’re swapping an income tax for a consumption tax.

Guess which part of the population spends most of their income.

評論 3:

More money for the rich, less money for the poor, economy in shambles.

評論 4:

Tariffs are a regressive form of taxation (impact the poor/middle class mostly). You'll see an accelerated hollowing out of the middle class. The poor/those in poverty will get more desperate as it gets even harder for them to simply exist.

評論 5:

sWeEpInG tAx CuTs!!!

23. Should I follow the 7% rules with RSU’s ?​

這篇文章的核心討論主題是：

「是否應該遵循『7%法則』來處理受限股票單位（RSU），以及如何計算基準價值（授予時 vs. 歸屬時）」

具體要點包括：

  1. RSU的處理策略：作者因近期股市表現不佳，考慮是否應遵循「7%法則」（可能指某種投資回報或風險管理原則）來決定是否保留或出售RSU。
  2. 計算基準的困惑：不確定應以RSU的「授予時價值」還是「歸屬時價值」作為評估依據。
  3. 個人習慣與市場影響：作者通常傾向快速賣出RSU並投資其他標的，但近期股價下跌促使他重新思考策略。

背景補充：

  • RSU（受限股票單位）是常見的員工薪酬形式，歸屬後可選擇持有或賣出。
  • 「7%法則」可能指某種止盈/停損策略（例如年化報酬達7%時賣出），但文中未明確定義，需進一步釐清。

整體而言，這是一個關於「RSU投資決策」的請益，尤其關注市場波動下的操作邏輯。

內容​

Hello !

I hope this question belongs here. I’m a complete novice in stocks, I don’t invest in stocks at all to be honest. However as I’m working for a big five, a significant part of my compensation comes in the form of RSU’s. As the stock market has been shit lately, I was wondering if I should follow the 7% rules.

If yes shall I consider the stock value at granting or at vesting date?

For information I usually sell pretty fast to invest elsewhere, but this price dive got me thinking.

Looking forward for some advice!

討論​

評論 1:

Welcome to r/stocks!

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Also include some due diligence to this post or it may be removed if it's low effort.

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評論 2:

I don’t invest in stocks at all to be honest.

I usually sell pretty fast to invest elsewhere

umm... What?

Also, what is the 7% rule?

評論 3:

Whaddya mean 7% rule?

評論 4:

It’s usually best to sell RSUs the day they vest. Sometimes they will vest on a weekend or non-trading day, but you need to understand how they are taxed. When you receive the shares, it’s usually a smaller amount than the grant, because shares are withheld for taxes. The value of the shares when they vest is taxed as ordinary income for you. If you sell the shares and reinvest the proceeds in the diversified portfolio of your choice, you reduce your concentration risk (single stock concentration in your portfolio). It also keeps you in the market.

If you hold the shares, you concentrate your risk in a single stock and also in your employer. If they drop in vale after you receive the shares, you still got taxed at the value when you received them, but now they are worth less money. If you hold them and they rise in value, then you have a short-term capital gain for the next year, so you’ll need to hold them at least a year to get better tax treatment.

RSUs are easy.

評論 5:

Why would you hold onto any RSUs? Sell them and properly diversify. Keep some if you want, but there’s absolutely no reason to keep your eggs in one basket just because you work at a publicly traded company.

24. Why does Adobe have value? With OpenAI image generation photoshop and the whole adobe suite is bust.​

这篇文章的核心討論主題是對Adobe未來發展前景的質疑，尤其是其新推出的「行銷代理」（marketing agents）業務是否能成功，以及公司是否會面臨市場份額萎縮、營收下滑的風險。作者提出以下幾點核心論述：

  1. 市場競爭與用戶偏好：

    • 作者認為Adobe進軍「行銷代理」領域可能難以吸引用戶，因為市場更傾向使用OpenAI的內建代理工具或其他平台（如n8n），而非Adobe的解決方案。

  2. 對Adobe未來的悲觀預測：

    • 作者質疑Adobe是否會步上AOL的後塵，淪為依賴「遺留客戶」（legacy accounts）的公司，並在未來3年內因合約到期、訂閱減少而股價跌破100美元。

  3. 營收成長的挑戰：

    • 作者以嘲諷語氣（「How do they ever beat an earnings again lol」）表達對Adobe能否再次實現盈利增長的懷疑，暗示其商業模式可能缺乏突破點。

整體而言，文章的核心在於討論Adobe的創新能力與市場競爭力是否足以應對新興技術（如AI驅動的工具）的挑戰，或者是否將逐漸被邊緣化。

內容​

I saw Adobe is going into "marketing agents" now but no one wants to use Adobe for this at all, they would use OpenAI inherent agents or n8n or something. Please change my mind that Adobe isn't heading towards zero or at least a floor of legacy accounts like AOL and sub $100 in the next 3 years as contracts and subscriptions expire. How do they ever beat an earnings again lol

討論​

評論 1:

AI isn’t replacing all of the tools companies use for various projects. It may start to eat into it, but adobe is also looking to leverage to take advantage and shift revenue streams.

評論 2:

Why use people for art when we have slop?

Now youre thinking like advertisers do!

評論 3:

As a professional graphic designer, I use Photoshop and about six other of Adobe’s tools on a daily basis. Most people on the outside of the industry only know Photoshop for its image retouching capabilities, but that’s only a part of what this tool does. It’s used for building original websites, digital advertising, print advertising and packaging, animation, etc… but either way, it’s not used to create images, just work with them.

A few of it’s other tools like illustrator utilize imagery, but are for illustrations such as logos, packaging, etc., building guidelines for pretty much any packaging or print, website design, digital advertising, pretty much everything you see that a designer has touched. At its current state, open AI and other image generation tools create entry level logos at best. Most designers I know, at least decent ones, have zero fear of AI replacing their jobs.

Then there is InDesign, which is a design tool specifically used for multi page layouts like books, annual reports, brochures, etc… both digital and print. Images are placed in these layouts, but where they come from as irrelevant and most of the time, they needed to be edited and resized in Photoshop first.

Look deeper in the suite and you will see sound editing, video editing, 3-D rendering, video special effects, and the industry leading PDF tool which is the only one used in the print industry as it is way more technical than just opening and reading a PDF that most people know it for. The most practical tools are in the paid version for professionals.

I have no deep industry knowledge of the financials behind Adobe, but as an insider in the profession, my feeling is that AI is actually helping our jobs, and making us more efficient at using the Adobe suite. I can’t imagine image generation replacing an entire suite of tools used to create digital and print.

TLDR, Photoshop isn’t mostly used to create images. It’s used to manipulate, resize, and retouch them. AI image generation tools only replace image generators…photographers.

評論 4:

Have you seen an AI generated image that you didnt automaticlly know was AI generated?

評論 5:

"The cloud is just someone else's computer."

Integration, workflow development, and ux are enormously valuable.

總體討論重點

24篇討論重點條列式總結（附對應文章錨點連結）​

1. 中、日、韓聯合應對美國關稅 #1-america-is-going-to-get-rocked-china-japan-south​

  • 重點：三國重啟經濟對話，協調立場抵禦美國關稅威脅。
  • 細節：
    • 中國主導區域合作，日韓媒體同步報導。
    • 美國保護主義政策促使亞洲經濟體靠攏中國。

2. 美國擬全面課徵20%關稅 #2-trump-to-announce-new-20-tariffs-this-week-on-ev​

  • 重點：關稅政策衝擊企業利潤與消費者需求，投資策略受挑戰。
  • 細節：
    • 企業成本增加恐侵蝕利潤（如COGS上升）。
    • 投資者分歧：DCA定投、撤資或觀望？

3. 馬斯克政治活動拖累特斯拉股價 #3-elon-musk-says-backlash-against-his-doge-governm​

  • 重點：參與政府裁員計劃引發公眾抗議，股價年內跌34%。
  • 細節：
    • 歐洲交付量下滑，機構下調目標價。
    • 政治形象與品牌利益衝突。

4. 市場對關稅消息反應波動 #4-wtf-happened-today​

  • 重點：預期市場疲軟卻反彈，反映政策不確定性。
  • 細節：投資者對每日劇烈波動感到無奈。

5. 市場下跌中的投資機會 #5-bloody-red-market-bloody-good-prices-or-not-yet​

  • 重點：年輕投資者尋求低估值標的，猶豫進場時機。
  • 細節：
    • 關注哪些行業反彈潛力最強（如科技、消費）。

6. Stifel下調特斯拉評級 #6-tesla-shares-drop-as-stifel-slashes-pt-and-deliv​

  • 重點：目標價從474→455美元，2025交付增長預測下修至4%。
  • 細節：Model Y延遲與馬斯克負面情緒影響。

7. 2022年Q3市場動盪回顧 #7-spy-dropped-4-6-in-the-first-quarter-booking-its​

  • 重點：聯準會升息導致股債雙跌，停滯性通脹風險浮現。
  • 細節：抗通脹股（如$PG）逆勢上漲。

8. 高利率下的投資策略 #8-those-of-you-who-cashed-out-at-the-beginning-of-​

  • 重點：持有現金後如何重新進場？
  • 細節：
    • DCA分批買入 vs. 等待明確復甦信號。

9. 2025年Q1美股最差季度 #9-stocks-close-out-their-worst-quarter-since-2022-​

  • 重點：標普500跌4.5%，納指暴跌10.4%。
  • 細節：關稅不確定性與科技巨頭市值蒸發2兆美元。

10. 財經新聞平台替代方案 #10-where-does-everyone-get-their-news-from-i-m-don​

  • 重點：SeekingAlpha廣告過多，轉向Yahoo Finance等替代品。

11. 股票日常討論平台 [#11-r-stocks-daily-discussion-monday-mar-31-2025](#11-r-stocks-d​